WF Blog

Here to help in uncertain times

By Kathy | Mar 20, 2020

These are most definitely difficult and unique times as the world grapples with the rapidly evolving impact of coronavirus (COVID-19). Our thoughts are with those affected across the world, and of course at home in New Zealand. Times such as these highlight the importance of supporting each other and caring for our community: from the…

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First-home buyers: how much can you borrow?

By admin | Feb 20, 2020

Looking at buying your first home? Then your ‘borrowing power’ is a critical number to know. Most lenders have online calculators to help you work out a rough estimate. But if you want a more precise figure before kicking off your house hunt, getting pre-approved by a lender is a great idea. To maximise your…

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Step onto the property ladder with a HomeStart Grant

By admin | Feb 20, 2020

Ready to buy your first home? Purchasing property always requires a fair share of planning, especially when it comes to saving for your first deposit.But if you’re a KiwiSaver member, taking this step may be easier than you think – thanks to the HomeStart Grant. What is it? Are you eligible? And how much can you get out…

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Five smart strategies to get mortgage-free faster

Five smart strategies to get mortgage-free faster

By Kathy | Oct 14, 2019

Your mortgage is probably one of the biggest financial commitments you’ll have in your life. And with significant interest costs accruing over time, it makes sense to get rid of it sooner rather than later. There are a few ways to do this – none of which relies on a winning Lotto ticket. Increase your repayments One…

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Your next house: New or secondhand?

Your next house: New or secondhand?

By Kathy | Oct 14, 2019

Contemplating the purchase of a new house can be an exciting time. You consider where you might want to live, what kind of house you want, which features are must-haves and which are a little further down the priority list. But if you’re in the market for a new home, should you buy an existing…

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Have enough Life Insurance to cover your mortgage?

By admin | Aug 20, 2019

Do you have a mortgage? Along with Income Protection and Trauma Cover, Life Insurance is one of the types of covers that are best suited to a homeowner’s needs. But how can you make sure that you have the right level of coverage? Here are some tips to get you started. Don’t go for the…

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Time to claim?

Time to claim? Here’s how we can help

By admin | Aug 20, 2019

When life throws a curveball or two and you need to claim on your insurance, having the knowledge, expertise and guidance of your insurance adviser makes all the difference. It’s your adviser’s job to guide you through the process; to help you understand what you can claim; to represent your interests with the insurance company;…

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Five Insurance extras to consider

By admin | Jun 10, 2019

Thinking of increasing your Insurance protection, or simply would like to know what’s available and how you can make the most of it? Depending on the type of cover you have in place, there are certain extras you can consider. Here’s an outline of some handy optional benefits you can add to your policy, and…

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How does tax affect you as a property investor?

By admin | Jun 10, 2019

With a wider capital gains tax off the agenda (for now anyway) it’s a timely reminder that there are existing tax implications for property investors, depending on their situation. Here, we look at two reasons for investment property ownership, and what taxes might apply. Property investors who buy for capital gains Whether you will need…

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