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Buying a home is a big goal for many New Zealanders. But if you’re a single person, or a single-income family, it might feel a little harder to make this a reality. Take heart – it is possible to buy your own home with just one income, although you may have to strategise a bit …

Buying a home on one income Read More »

Last month, the Financial Services Council (FSC) released their latest quarterly data (as at 31 December) on personal insurance in New Zealand. Here are some key takeaways, highlighting the value of getting cover for life’s what-ifs. Kiwis protecting their future According to data, New Zealanders currently hold 4.1 million personal insurance policies. The number includes …

A country of 4.1 million personal insurance policies Read More »

According to the latest monthly property report from the Real Estate Institute (REINZ), in February 2023 median prices and sales counts have declined at a slower pace, and stock levels are returning to normal. For more on this, check out our property market report. Weathering the storm: the impact of floods and cyclones REINZ Chief …

Property market adapting to challenges Read More »

Who doesn’t love a sale? When you spot something you need in the supermarket at half price, you probably stock up. So why do some investors tend to hang back when prices fall? When you’re an investor, particularly if you haven’t been in the market for a long time, periods of volatility can come as …

Why investing in a downturn is like buying on sale Read More »

House prices dropped year-on-year in almost every region in December, according to the latest report from the Real Estate Institute of NZ (REINZ). But as the REINZ CEO highlighted, the pace of the decline seems to be slowing.  For more on this, check out our property market update. The only exceptions: Northland and Taranaki In …

Median house prices keep dropping Read More »

Market volatility is an inescapable part of being an investor. But in times of uncertainty, it can be easy for our emotions to take over, prompting us to ‘run for cover’. So, here are some quotes from history’s greatest investing minds – to help you stay the course. The stock market is a device to …

Insights and wisdom from great investors Read More »

Are you in ‘planning mode’ and feeling the wind of change blowing in your direction? The new year can be a great opportunity for a new approach to your mortgage debt. So, here are some key steps you can take in 2023. Pay a little extra (if you can afford it) Any extra money you …

Three steps to take control of your mortgage next year Read More »

Your mortgage is probably one of the biggest financial commitments of your life, and repayments are likely to be a significant part of your household’s outgoings each month. But rather than simply letting your loan roll over each time it reaches the end of a fixed term, sometimes it makes sense to restructure, whether that’s …

When is restructuring a good idea? Read More »

The month of August, typically slow in the property market, was even slower this year due to concerns around inflation and rising interest rates. But according to the latest data from the Real Estate Institute of New Zealand (REINZ), there were also early signs of a Spring ‘warm up’.  For more on this, here’s what’s …

Property market shows early signs of spring lift Read More »