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You might have heard a bit of talk lately about mortgage holidays. As part of its response to COVID-19, the Government has been working with lenders to make it easier for borrowers to get a break from their home loan repayments. While ‘mortgage repayment holidays’ have always been an option for borrowers experiencing financial hardship, …

Is a ‘mortgage repayment holiday’ right for you? Read More »

What’s next for the property market? It’s the question that industry experts are pondering right now, as the last pre-lockdown data becomes available. The latest QV House Price index, focusing on the month March, shows that the property market was continuing to perform strongly throughout early-mid March, but it doesn’t provide any insights into what …

Property market: Where to from here? Read More »

As always, it’s important to note that every insurance policy is different as the type and level of cover you have is based on your situation. So, if you have any questions, please don’t hesitate to contact us: we can talk you through your policy wording and help you get clarity as to what you’re …

How health and life insurance providers are responding to COVID-19 Read More »

These are most definitely difficult and unique times as the world grapples with the rapidly evolving impact of coronavirus (COVID-19). Our thoughts are with those affected across the world, and of course at home in New Zealand. Times such as these highlight the importance of supporting each other and caring for our community: from the …

Here to help in uncertain times Read More »

Looking at buying your first home? Then your ‘borrowing power’ is a critical number to know. Most lenders have online calculators to help you work out a rough estimate. But if you want a more precise figure before kicking off your house hunt, getting pre-approved by a lender is a great idea. To maximise your …

First-home buyers: how much can you borrow? Read More »

Ready to buy your first home? Purchasing property always requires a fair share of planning, especially when it comes to saving for your first deposit.But if you’re a KiwiSaver member, taking this step may be easier than you think – thanks to the HomeStart Grant. What is it? Are you eligible? And how much can you get out …

Step onto the property ladder with a HomeStart Grant Read More »

Your mortgage is probably one of the biggest financial commitments you’ll have in your life. And with significant interest costs accruing over time, it makes sense to get rid of it sooner rather than later. There are a few ways to do this – none of which relies on a winning Lotto ticket. Increase your repayments One …

Five smart strategies to get mortgage-free faster Read More »

Contemplating the purchase of a new house can be an exciting time. You consider where you might want to live, what kind of house you want, which features are must-haves and which are a little further down the priority list. But if you’re in the market for a new home, should you buy an existing …

Your next house: New or secondhand? Read More »

Do you have a mortgage? Along with Income Protection and Trauma Cover, Life Insurance is one of the types of covers that are best suited to a homeowner’s needs. But how can you make sure that you have the right level of coverage? Here are some tips to get you started. Don’t go for the …

Have enough Life Insurance to cover your mortgage? Read More »

When life throws a curveball or two and you need to claim on your insurance, having the knowledge, expertise and guidance of your insurance adviser makes all the difference. It’s your adviser’s job to guide you through the process; to help you understand what you can claim; to represent your interests with the insurance company; …

Time to claim? Here’s how we can help Read More »