finery

If you’ve been watching your investment or KiwiSaver balance and noticed it’s dipped recently, you’re not alone. Market ups and downs—also known as volatility—can feel unsettling, especially when the news is full of talk about inflation, interest rates, and global uncertainty. So what’s actually going on? And what should you do (or not do) when …

Riding the ups and downs: Making sense of market volatility Read More »

The latest property data from the Real Estate Institute of New Zealand (REINZ) points to growing stability in the housing market, with more homes being sold and a lift in auction activity across the country. Sales rose 3.4% nationally in February compared to the same time last year, and jumped 59.5% from January. When Auckland …

Signs of stability emerge in property market as sales lift Read More »

Have you thought about what sort of investor you are? It can be an important part of determining an appropriate investment strategy that helps you get closer to your goals.  Here are a few things to think about to work out your profile, and what it might mean for your investing decisions. What’s an investor …

What investor type am I? Read More »

You may have come across the term ‘debt-to-income ratio’ (DTI) in property market news for recent times. As of 1 July 2024, registered banks in New Zealand will need to comply with DTI restrictions set by the Reserve Bank. So, what is it and why does it matter? Let’s delve in. What is debt-to-income ratio?  …

Debt-to-income ratio (DTI): What is it and why does it matter? Read More »