Wright Financial creates effective financial packages that help you make the most out of your commercial property. Commercial loans offer businesses an opportunity to invest in their long-term future by leveraging their commercial property to fund expansion and business growth.
The right commercial loan can help you build a portfolio of tangible assets that can be leveraged to fund your business’ growth. Our advisers understand you have to start somewhere so we take the time to work closely with accountants, ensuring your commercial loan structures are tax effective.
With an effective use of the company structures and business trusts, Wright Financial can protect your business and personal assets, while maximising your commercial investment. There are many types of personal finance or commercial finance. Wright Financial provides quality commercial business finance and financial advice.
Overdraft and Line of Credit
Your overdraft is an extension of credit from a lending provider when an account reaches zero. An overdraft is designed to help you in managing the shortfall between outgoing costs and income coming in, or for use as a backstop facility.
Business Loans or Term Loans
Finance can turn your rental expense into a business asset. If you currently own and are working out of your business premises, Wright Financial can provide advice on how to become the tenant of your own premises.
Business loans are a means of capital with which to expand your business, purchase major plant and equipment upgrades, or purchase commercial property.
The assets that your business owns are valuable. Leverage your business’ assets to purchase new assets or consolidate business debt. This allows you to separate your personal assets such as your home, from the liabilities of the business.
A bridging loan is used for short-term financing in between funding from a longer term loan. Bridging loans are secured over property due to the timing of settlement dates, an example being, the overlap in the ownership, or settling two properties. The bridging loan allows a business to cover this financing gap.
Property Development Loan
Property development finance or loans are similar to that of a residential construction loan. Operating as a draw-down facility whereby you access funds at each milestone of the development, incurring interest from this point in time. Rather than incurring interest for the entire loan when funding has been approved.
Commercial Loan Providers
Wright Financial Advisers have formal business arrangements with ASB Bank, Liberty, Resimac, Cressida Capital, Kiwibank, SBS Bank, TSB Bank, and Westpac.
When it’s about business acumen Wright Financial will recommend a commercial loan structure or facility, including the lender, that best suits your business entity needs.
Learn more by contacting us today and we will exceed your expectations.