New Zealand’s property market continues to hold up despite all the uncertainty, surpassing expectations, and prompting economists to revise their forecasts once again. While a downturn is still expected, most experts agree that the drop shouldn’t be ‘massive’… Some relevant factors to watch According to independent economist Tony Alexander, there are several contrasting forces driving…

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NZ investor confidence seems to be (almost) immune to market uncertainty, with more and more New Zealanders looking to increase their investments – many of whom do so with the help of a financial adviser. The Financial Markets Authority (FMA) has recently published the second part of its annual Investor Confidence Survey, focusing on the…

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Covid-19 has had an impact on almost all areas of our economy. While it’s unclear yet what the full effect is likely to be, economists agree some weakness is coming – and there could be buying opportunities for those who are in the market. What falls are expected? Infometrics’ economists expect house prices to fall…

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Recent events have turned much of what we thought of as ‘normal life’ on its head. And for many people, this has created an extra level of stress. Whether you’re working from home and worried about trying to home school your kids, or wondering about the future of your job or business, there are a…

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Are you pondering the ‘insurance question’? Recent data from the Financial Services Council revealed the difference insurance is making to the lives of New Zealanders. 1.49 billion reasons to consider insurance In the year to 31 March 2020, insurance providers paid out $1.49 billion (or just over $4 million a day) in claims – including…

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Unsurprisingly, the number of properties sold across New Zealand dropped significantly in April, according to the Real Estate Institute. Will low interest rates provide stimulus to the property market? Here’s what some economists expect for the next few months. Property prices have held up With the country being in complete lockdown for most of April,…

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You might have heard a bit of talk lately about mortgage holidays. As part of its response to COVID-19, the Government has been working with lenders to make it easier for borrowers to get a break from their home loan repayments. While ‘mortgage repayment holidays’ have always been an option for borrowers experiencing financial hardship,…

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Looking at buying your first home? Then your ‘borrowing power’ is a critical number to know. Most lenders have online calculators to help you work out a rough estimate. But if you want a more precise figure before kicking off your house hunt, getting pre-approved by a lender is a great idea. To maximise your…

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Ready to buy your first home? Purchasing property always requires a fair share of planning, especially when it comes to saving for your first deposit.But if you’re a KiwiSaver member, taking this step may be easier than you think – thanks to the HomeStart Grant. What is it? Are you eligible? And how much can you get out…

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Do you have a mortgage? Along with Income Protection and Trauma Cover, Life Insurance is one of the types of covers that are best suited to a homeowner’s needs. But how can you make sure that you have the right level of coverage? Here are some tips to get you started. Don’t go for the…

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